What Is a CD Ladder? Pros, Cons, Alternatives

1 year ago

 A certificate of deposit (CD) ladder is a savings instrument for investing your lump sum of cash across various certificates…

F.S.A. vs. H.S.A.: Which Account to Choose for Medical Costs & Tax Benefits

1 year ago

The cost of healthcare has grown exponentially over the last two decades. For context, healthcare spending rose from $1.4 trillion…

Can You Become a Millionaire if You Save $15/Day? Step-by-Step Breakdown

1 year ago

This is not a blog telling you how to participate in 'Who Wants to Be a Millionaire', convincing your parents…

Cambridge to Michigan: 5 Free Online Personal Finance Courses

1 year ago

If you find yourself a little lost every time people around you talk about financial jargon, wealth management and investment…

How to Get Credit For Paying Monthly Utility Bills On Time

2 years ago

Did you know that the average credit score in the US hit an all-time high of 718 in October 2023?…

Working & Have Student Loans? 6 Benefits That Could Help You

2 years ago

Working hard and trying to tackle those student loans? Well, good news! Six new benefits are waiting to make your…

A Step-by-Step Guide to Building Your Emergency Fund in the New Year

2 years ago

It has been a year full of financial lessons. People in America and worldwide are getting their financial plans back…

Top Financial Trends of 2024 & How to Ensure Your Financial Wellbeing

2 years ago

Artificial Intelligence may have been the biggest buzzword in the world, but for most Americans, it might as well have…

Didn’t Get Student Loan Forgiveness? Other Alternatives To Tackle Student Debt

2 years ago

Although the Supreme Court struck down President Joe Biden’s student loan forgiveness program, his administration has canceled close to $48…

How to Negotiate Credit Card Debt: A Step-by-Step Guide

2 years ago

Early in August, the Federal Reserve Bank of New York stated that credit card debt levels have crossed $1 trillion…